Document Type

Article

Comments

This comment letter predates the author's affiliation with Cornell Law School.

Abstract

The Federal Financial Institutions Examination Council (FFIEC) issued a notice and request for comment regarding the Uniform Interagency Consumer Compliance Rating System (CC Rating System). The FFIEC is seeking to revise the CC Rating System “to reflect the regulatory, examination (supervisory), technological, and market changes that have occurred in the years since the current rating system was established.” 81 F.R. 26553. It is a positive development that the federal government is seeking to implement a consistent approach to consumer protection across a broad swath of the financial services industry. Nonetheless, the proposed CC Ratings System can be refined to further improve consumer protection in the financial services industry.

Date of Authorship for this Version

7-5-2016

Keywords

Federal Financial Institutions Examination Council, Uniform Interagency Consumer Compliance Rating System, Mortgages

Share

COinS